HB 1774 takes effect tomorrow. It’s designed to crack down on frivolous insurance lawsuits. However, it reduces the penalty interest rate insurance companies face for late payments if a policyholder files a lawsuit. The current interest rate is 18%, the new interest rate will be 10%. Now, let’s get into the nitty-gritty of this new […]
It looks like the worst of the storm is over in Houston. However, the recovery process is just beginning. If you’ve been impacted by the flood, here are some helpful steps to follow during the insurance claims process. STEP 1 – If you have flood insurance, contact your agent or flood insurance provider and file […]
When I speak with new clients, they often say they’re a “hoarder.” Most are slightly tongue-in-cheek but some are completely serious. I’ve worked with clients who have way too much stuff for their space. I’ve worked with clients who have seriously neglected their homes. The fact of the matter is: I’ve never worked with a […]
Today finds many of us making New Year’s resolutions of one kind or another. Some of us want to lose weight, others want to quit smoking, still more want to get their finances in order. Take a look around yourself: how cluttered is your environment? Are you still surrounded by Christmas gifts because you do […]
Do you ever ask yourself why you should get organized? Maybe you’re managing just fine amongst your stuff. Perhaps you’ve learned to build in 15 minutes of “just in case” time to every task because you know it take longer. Maybe you enjoy involving the whole family in a fun game of “Find the Keys/Purse/Phone.” However, have you given […]
Check out this great article on hoarding by Linda Melone. Here is the original posting. You’re buying things a second time because you lost the first ones you purchased. You can’t fit your car in the garage because it’s jam-packed with junk. If this sounds like you, you probably aren’t a hoarder – particularly if all […]
